After being banned from celebrating the holidays with his stepfamily, San Diego businessman Lucas Kendrick arrives in Marietta, Montana, in time to attend the New Year’s Eve celebration at the Graff Hotel. The rodeo-theme party isn’t his style but he’s drawn to the pretty cowgirl running the dice table. When the clock strikes midnight and they ring in the New Year with a kiss, Lucas almost forgets he’s in Marietta on business and not pleasure. He believes he’s found the perfect property for his prized client. There’s just one problem—the pretty cowgirl has her sights set on the same piece of real estate.

Now that single mom Ava Moore has earned a business degree, she wants to help other struggling women get back on their feet by opening a co-op on Main Street. The last thing she expects is competition from the handsome city slicker whose New Year’s kiss she hasn’t been able to forget. Lucas isn’t only stealing Ava’s heart he’s bonding with her daughter. Can Ava convince Lucas that the best business deals are made with the heart and not money?