Use debt to your advantage—and make yourself richer, not poorer!

Live without debt? On what planet? For most people, it's just not practical. Here's the good news: you can manage your debt so it actually improves your financial well- being. You can pay off debts that are truly toxic and cut the costs of the debts you keep. You can keep debt from getting out of hand, and get smarter about every debt you incur from now on. Read Deal with Your Debt and learn how.

Most people will carry debt for much of their lives...that's just reality. But most books on debt focus mainly on how to pay it all off, and live forever without it. Too often, following that advice leads only to failure. People either give up or pay off the wrong kinds of debt. They strand themselves with too little flexibility to survive a financial crisis and land in bankruptcy court. They neglect saving for retirement, homes, or college, and end up poorer than they should have been.

For most people, it's more realistic—and smarter—to manage debt effectively, rather than eliminate it completely. In Deal with Your Debt, award-winning personal finance columnist Liz Pulliam Weston shows you how. Weston explodes the myths surrounding debt and reveals which debts can actually contribute to your wealth and flexibility. At the same time, she identifies your truly "toxic" debts, helping you pay those off as rapidly as possible.