To catch a jewel smuggler on a luxury yacht, Helen needs to pose as the ship's new stewardess--but between serving drinks to the snobs, scrubbing floors, and cleaning up after seasick passengers, she's starting to miss dry land almost as much as she misses Phil.

While Helen's cruising to the Bahamas, Phil's got his own job--trying to catch a sexy gold digger who may have killed her elderly new husband for his fortune. Good thing he's a self-proclaimed master of disguise, playing it cool as everything from an air-conditioning repairman to a Rastafarian.

Helen's a help to Phil in his case, but when she's on her own on the high seas, Helen needs to watch her step as she searches out the smuggler--or she may end up going from undercover to overboard...