Stipulations of his grandfather's will demand Richard Rayburn marry by his twenty-fifth birthday or he'll lose a valuable piece of land. On the eve of his birthday, his fiancée breaks his engagement and Richard finds himself in a bit of tight situation. Where will he find a bride in less than one day?

Desperate enough to steal to put food on her table, the widow Julia Blackmon assumes the disguise of the Black Bandit to strike fear in the hearts of her potential victims. But her first and only victim turns the tables and captures her! After a night held hostage, tied to his bed, Julia discovers the wanton within herself and talents no cowboy should be without in her captor Richard.

When the morning of Richard's twenty-fifth birthday arrives, he's made his decision to marry the bandit. Richard offers her an ultimatum. Marry him or go to jail. What is a desperate widow to do?