Meredith Martin Delinn just lost everything – her friends, her homes, her social standing – because her husband, Freddy, cheated rich investors out of billions of dollars. Desperate and facing homelessness, Meredith must turn to her old best friend, Connie Flute, who has recent worries of their own. Together, Meredith and Connie escape to Nantucket as a refuge and a sanctuary to spend the summer trying to heal.

But the island can't offer complete escape, and they are plagued by new and old troubles alike. When Connie's brother Toby—Meredith's high School boyfriend—arrives, Meredith must reconcile the difference between the life she is leading and the life she could have had.