Rodeo champion Zach "Lightning" Lucas grumpily agrees to a Christmas Eve deal: put on a Santa suit and deliver gifts to a widowed mother. That done, he can finally leave Dry Creek, Montana, in his dust. Well, except for the small stowaway in his truck: Jenny Collins's grief-stricken little daughter. Like Zach, the girl doesn't believe in much of anything anymore. He brings her home just in time for a blizzard to strand him in lovely Jenny's barn. Where he unexpectedly helps a family-and himself-find the meaning of Christmas.