Surfer—make that ex-surfer—Carly Winters can't believe she accidentally faxed an erotic letter to…a secure military line? Now navy SEAL Jonathon "Hunt" Huntington is at her door, fax in hand, asking her how the fantasy ends.

Because Carly's parents think Hunt is her new boyfriend, and Carly does need a wedding date ASAP, Hunt's ready to play—only on one condition. Carly's got to teach him to hang ten. Problem is it's been a while since Carly's career- ending accident and she's terrified of anything aqua. But with Hunt, letting go just may make her fantasy a reality!